Overstone, a major figure in the "Currency School," was a principal architect of the Bank Act of 1844 whose provisions he defended in the Parliamentary hearings of 1848 and 1857. This important primary source of Overstone's monetary thought, including previously unpublished material, demonstrates his equal mastery of banking theory and practice. "Overstone's emphasis was on control of currency as the high-powered money base, with deposits as part of an inverted credit pyramid." The New Palgrave
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