Small Change (2010)
“I love all the great money saving tips you're sharing here. You're proving my theory that small changes in our money habits can make a big difference in our lives. Here are the latest tips I've come up with. I hope they help.
♦ Pay Less for Services Bartering can save you a ton of money. If you have a skill like cutting hair or cake decorating, you may be able to trade your services for someone else's. If you have a vacation home, do a house swap with someone living in a locale you'd like to vi...sit. If you have small children, trade childcare services with other mothers in your circle of friends.
♦ Pay Less for Your House Most homeowners wind up paying almost double the cost of their house due to interest. There are two basic ways to knock years off your mortgage payments. Some lenders may not do this, so ask your bank or mortgage company for details. (They'll be sooo happy to talk to you. Not.) Make one extra mortgage payment per year. In other words make thirteen payments instead of twelve.MoreLess
♦ Pay Less for Services Bartering can save you a ton of money. If you have a skill like cutting hair or cake decorating, you may be able to trade your services for someone else's. If you have a vacation home, do a house swap with someone living in a locale you'd like to vi...sit. If you have small children, trade childcare services with other mothers in your circle of friends.
♦ Pay Less for Your House Most homeowners wind up paying almost double the cost of their house due to interest. There are two basic ways to knock years off your mortgage payments. Some lenders may not do this, so ask your bank or mortgage company for details. (They'll be sooo happy to talk to you. Not.) Make one extra mortgage payment per year. In other words make thirteen payments instead of twelve.MoreLess
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